United States · Insurance market

Kentucky

Explore the people, places and insurance market.

AI-generated editorial illustration
Kentucky का झंडा
दर्जा
राज्य
राजधानी
Frankfort
संघ में प्रवेश
1792
उपनाम
Bluegrass State
आदर्श वाक्य
United we stand, divided we fall

बीमा नियामक

Kentucky Department of Insurance

मुख्य बीमा अधिकारी
Commissioner · नियुक्त
आधिकारिक वेबसाइट
insurance.ky.gov
नियामक की वेबसाइट पर जाएँ
Frankfort, Kentucky — Kentucky
Frankfort, Kentucky
Photo creditMobilus In Mobili · CC BY-SA 2.0 · Displayed with a responsive crop.
Kentucky State Capitol — Kentucky
Kentucky State Capitol
Photo creditMobilus In Mobili · CC BY-SA 2.0 · Displayed with a responsive crop.
Mammoth Cave National Park — Kentucky
Mammoth Cave National Park
Photo creditWillis Thomas Lee · Public domain · Displayed with a responsive crop.

United States · Insurance market profile

The Kentucky insurance market

Kentucky has its own insurance supervisory authority, the Kentucky Department of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Frankfort is the capital. A US state since 1792, Kentucky is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Kentucky domicile records, स्वास्थ्य / चिकित्सा is the largest recorded class, with 4 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
8
Recorded business classes
3
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Kentucky.

Kentucky
Kentucky · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Kentucky Department of Insurance

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Commissioner

Kentucky Department of Insurance

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Kentucky. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“…an alternative market for specialty and hard-to-place risks when coverage is not available from admitted insurance carriers.”

Kentucky Department of Insurance · Property & Casualty Division ↗

AI-generated editorial illustration

NAIC research for Kentucky

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Kentucky.

Kentucky: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for total premium: 27.
  • National rank for health premium: 19.
  • In-state direct written premiums grew 71% between 2015 and 2024.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Kentucky NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

वे बीमा कंपनियाँ जिनका अधिवास Kentucky है

कंपनीश्रेणीमूल कंपनी / समूहस्वामित्वनियामकसत्यापनलोकप्रियता
Hornbeam Insurance Company
NAIC 11245; TDI licence 13766128; domicile KY (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2020/04/30
Gसाधारण (गैर-जीवन)NAIC group 4956घरेलू निजीNAIC / state DOIsआंशिक66 विश्वसनीयता: कम
Arcadian Health Plan, Inc.
NAIC 12151; TDI licence 95962; domicile KY (foreign to Texas); type: Health Maintenance Org; structure: Stockholder; licensed 2005/02/01; Health plan licensed under a separate statute, not on a general insurance licence
Hस्वास्थ्य / चिकित्साNAIC group 0119घरेलू निजीNAIC / state DOIsआंशिक74 विश्वसनीयता: कम
CHA HMO, Inc.
NAIC 95158; TDI licence 13765707; domicile KY (foreign to Texas); type: Health Maintenance Org; structure: Stockholder; licensed 2018/03/07; Health plan licensed under a separate statute, not on a general insurance licence
Hस्वास्थ्य / चिकित्साNAIC group 0119घरेलू निजीNAIC / state DOIsआंशिक—
Humana Health Plan, Inc.
NAIC 95885; TDI licence 13764865; domicile KY (foreign to Texas); type: Health Maintenance Org; structure: Stockholder; licensed 2014/05/28; Health plan licensed under a separate statute, not on a general insurance licence
Hस्वास्थ्य / चिकित्साNAIC group 0119घरेलू निजीNAIC / state DOIsआंशिक—
Humana Insurance Company of Kentucky
NAIC 60219; TDI licence 13765715; domicile KY (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2018/03/22
Hस्वास्थ्य / चिकित्साNAIC group 0119घरेलू निजीNAIC / state DOIsआंशिक—
Citizens Security Life Insurance Company
NAIC 61921; TDI licence 94875; domicile KY (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1998/04/21
LजीवनNo NAIC group code providedघरेलू निजीNAIC / state DOIsआंशिक80 विश्वसनीयता: कम
Humana Insurance Company
NAIC 73288; TDI licence 93526; domicile KY (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1980/05/02
LजीवनNAIC group 0119घरेलू निजीNAIC / state DOIsआंशिक—
Investors Heritage Life Insurance Company
NAIC 64904; TDI licence 64550; domicile KY (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1983/01/27
LजीवनNAIC group 5016घरेलू निजीNAIC / state DOIsआंशिक—

लोकप्रियता इस बात का अनुमान है कि लोग Google पर हर बीमा कंपनी को कितनी बार खोजते हैं, 0 से 100 तक; पट्टियाँ दिखाती हैं कि अनुमान कितना विश्वसनीय है। यह बीमा कंपनी की रेटिंग नहीं है। सूचकांक कैसे काम करता है

किसी बीमा कंपनी का अधिवास वह राज्य या क्षेत्र है जहाँ वह निगमित है, और उसी क्षेत्राधिकार का नियामक उसका प्राथमिक पर्यवेक्षक होता है। यहाँ अधिवास रजिस्टर की पंक्तियों से लिया गया है: टेक्सास डिपार्टमेंट ऑफ़ इंश्योरेंस का रजिस्टर हर कंपनी का अधिवास राज्य दर्ज करता है, और वरमॉन्ट के कैप्टिव रजिस्टर में दर्ज कैप्टिव कंपनी का अधिवास वरमॉन्ट है। इसलिए किसी राज्य की सूची इस निर्देशिका की वे बीमा कंपनियाँ हैं जिनका कानूनी मुख्यालय वहाँ है, न कि उसके नियामक का अपना रजिस्टर जिसमें वे सभी कंपनियाँ हों जिन्हें उसने लाइसेंस दिया है।

कोई कंपनी कहाँ लाइसेंसशुदा है, यह देखने के लिए NAIC की राष्ट्रीय खोज का उपयोग करें, जिसमें सभी राज्य शामिल हैं: NAIC Consumer Insurance Search

नियामकों का विवरण, उपनाम और आदर्श वाक्य 23 सित॰ 2026 को स्वयं नियामकों की वेबसाइटों और सार्वजनिक संदर्भों से मिलाए गए। झंडे सार्वजनिक डोमेन की कलाकृतियाँ हैं। यह संदर्भ जानकारी है, रजिस्टर का डेटा नहीं।