{
  "dataset": "Insurers Global — Insurance Companies Directory (Africa, Europe, Asia-Pacific, South America and North America)",
  "version": "2026-09-08+3f3925fad259",
  "verified": "2026-09-08",
  "licence": "CC BY 4.0 — attribute KAFS North America (Kenbright Actuarial and Financial Services North America), https://insurers.global",
  "data": {
    "id": 4019,
    "slug": "montenegro-grawe-nezivotno-osiguranje",
    "name": "Grawe neživotno osiguranje",
    "continent": "europe",
    "country": "montenegro",
    "region": "south-eastern-europe",
    "class": "general-non-life",
    "classCode": "G",
    "group": "GRAWE",
    "groupSlug": "grawe",
    "groupKey": "grawe",
    "groupPlaceholder": false,
    "groupType": "pan-european-group",
    "groupTypeCode": "EU",
    "regulator": "ISA",
    "regulatorAcronym": "ISA",
    "currency": "EUR",
    "sourceBasis": "Agencija za nadzor osiguranja (ANO, Insurance Supervision Agency of Montenegro) - “Subjekti nadzora: Društva za osiguranje”, the register of licensed insurance companies, retrieved 23 Sep 2026: 11 licensed companies (7 non-life, 4 life), each with its business name, class of insurance, licence number and date, company number and qualified holders. The page's second tab lists 2 further companies in liquidation or bankruptcy, which are not current licensees and are excluded.",
    "notes": "Licence 896-2/08 od 23.01.2009, PIB 02096064 – the same licence and company number the workbook's row 3648 (Swiss Osiguranje) refers to. The register names the qualified holder as Grazer Wechselseitige Versicherung Aktiengesellschaft, Graz, Austria – 100% of the share capital of Swiss osiguranje AD Podgorica, approval 03-741/7-20 of 18 November 2020, which is why row 3648 is proposed as an AQ succession into this entry rather than a second company.; Registered as Grawe neživotno osiguranje AD",
    "verification": "verified",
    "lei": null,
    "nationalId": null,
    "registeredSince": null,
    "city": null,
    "website": null,
    "classBasis": "Register category",
    "groupBasis": "Compiled",
    "predecessors": [
      "montenegro-swiss-osiguranje"
    ],
    "iaig": null,
    "countryName": "Montenegro",
    "countryIso2": "ME",
    "url": "https://insurers.global/insurers/montenegro-grawe-nezivotno-osiguranje/",
    "countryUrl": "https://insurers.global/countries/montenegro/",
    "groupUrl": "https://insurers.global/groups/grawe/",
    "iaigUrl": null,
    "profile": null,
    "groupListings": null,
    "financials": null,
    "identity": null,
    "footprint": null,
    "regulatorDetail": {
      "name": "ISA",
      "acronym": "ISA",
      "website": "https://ano.co.me",
      "regime": null,
      "registerSource": "Agencija za nadzor osiguranja (ANO, Insurance Supervision Agency of Montenegro) - “Subjekti nadzora: Društva za osiguranje”, the register of licensed insurance companies, retrieved 23 Sep 2026: 11 licensed companies (7 non-life, 4 life), each with its business name, class of insurance, licence number and date, company number and qualified holders. The page's second tab lists 2 further companies in liquidation or bankruptcy, which are not current licensees and are excluded."
    },
    "siblings": [
      {
        "slug": "austria-grazer-wechselseitige-versicherung-aktiengesellschaft",
        "name": "Grazer Wechselseitige Versicherung Aktiengesellschaft",
        "country": "austria",
        "class": "not-stated-in-register",
        "classCode": "U",
        "group": "GRAWE",
        "groupSlug": "grawe",
        "groupPlaceholder": false,
        "groupType": "mutual-cooperative",
        "verification": "verified",
        "sourceBasis": "EIOPA Register of Insurance Undertakings export (3 Sep 2026)",
        "classBasis": "Inferred from name",
        "groupBasis": "Inferred from name",
        "lei": "529900FG0GI56U22D808",
        "nationalId": "135",
        "notes": null,
        "url": "https://insurers.global/insurers/austria-grazer-wechselseitige-versicherung-aktiengesellschaft/"
      },
      {
        "slug": "hungary-grawe-eletbiztosito-zartkoruen-mukodo-reszvenytarsasag",
        "name": "GRAWE Életbiztosító Zártkörűen Működő Részvénytársaság",
        "country": "hungary",
        "class": "not-stated-in-register",
        "classCode": "U",
        "group": "GRAWE",
        "groupSlug": "grawe",
        "groupPlaceholder": false,
        "groupType": "mutual-cooperative",
        "verification": "verified",
        "sourceBasis": "EIOPA Register of Insurance Undertakings export (3 Sep 2026)",
        "classBasis": "Inferred from name",
        "groupBasis": "Inferred from name",
        "lei": "529900TK5JQ6JJWO4X36",
        "nationalId": "11367109",
        "notes": null,
        "url": "https://insurers.global/insurers/hungary-grawe-eletbiztosito-zartkoruen-mukodo-reszvenytarsasag/"
      },
      {
        "slug": "slovenia-grawe-zavarovalnica-d-d",
        "name": "GRAWE zavarovalnica d.d.",
        "country": "slovenia",
        "class": "not-stated-in-register",
        "classCode": "U",
        "group": "GRAWE",
        "groupSlug": "grawe",
        "groupPlaceholder": false,
        "groupType": "mutual-cooperative",
        "verification": "verified",
        "sourceBasis": "EIOPA Register of Insurance Undertakings export (3 Sep 2026)",
        "classBasis": "Inferred from name",
        "groupBasis": "Inferred from name",
        "lei": "529900VX9P8B0EIQLQ52",
        "nationalId": "5450900",
        "notes": null,
        "url": "https://insurers.global/insurers/slovenia-grawe-zavarovalnica-d-d/"
      },
      {
        "slug": "cyprus-grawe-reinsurance-limited",
        "name": "Grawe Reinsurance Limited",
        "country": "cyprus",
        "class": "reinsurer",
        "classCode": "R",
        "group": "GRAWE",
        "groupSlug": "grawe",
        "groupPlaceholder": false,
        "groupType": "mutual-cooperative",
        "verification": "verified",
        "sourceBasis": "EIOPA Register of Insurance Undertakings export (3 Sep 2026)",
        "classBasis": "Inferred from name",
        "groupBasis": "Inferred from name",
        "lei": "5299004497W0DK1JIG45",
        "nationalId": "163",
        "notes": null,
        "url": "https://insurers.global/insurers/cyprus-grawe-reinsurance-limited/"
      },
      {
        "slug": "cyprus-grawe-insurance-company-cyprus-ltd",
        "name": "GRAWE INSURANCE COMPANY (CYPRUS) LTD",
        "country": "cyprus",
        "class": "not-stated-in-register",
        "classCode": "U",
        "group": "GRAWE",
        "groupSlug": "grawe",
        "groupPlaceholder": false,
        "groupType": "mutual-cooperative",
        "verification": "verified",
        "sourceBasis": "EIOPA Register of Insurance Undertakings export (3 Sep 2026)",
        "classBasis": "Inferred from name",
        "groupBasis": "Inferred from name",
        "lei": "213800A3IY9EEGLSDG36",
        "nationalId": "142",
        "notes": null,
        "url": "https://insurers.global/insurers/cyprus-grawe-insurance-company-cyprus-ltd/"
      },
      {
        "slug": "bosnia-and-herzegovina-grawe-osiguranje-bih",
        "name": "Grawe osiguranje BiH",
        "country": "bosnia-and-herzegovina",
        "class": "composite",
        "classCode": "C",
        "group": "GRAWE",
        "groupSlug": "grawe",
        "groupPlaceholder": false,
        "groupType": "pan-european-group",
        "verification": "partial",
        "sourceBasis": "Agencija za osiguranje u BiH, Spisak društava za osiguranje i reosiguranje u Bosni i Hercegovini (9 Apr 2025): 24 insurers + 1 reinsurer; cross-checked against AZOBIH Premija po društvima I-VII 2026 (xlsx, data from FBiH and RS agencies) and the 2024 statistical bulletin; retrieved 22 Sep 2026",
        "classBasis": "Register category",
        "groupBasis": "Compiled",
        "lei": null,
        "nationalId": null,
        "notes": "Registered as Grawe osiguranje d.d. (Sarajevo)",
        "url": "https://insurers.global/insurers/bosnia-and-herzegovina-grawe-osiguranje-bih/"
      },
      {
        "slug": "bulgaria-grawe-bulgaria-jivotozastrahovane",
        "name": "GRAWE Bulgaria Jivotozastrahovane",
        "country": "bulgaria",
        "class": "not-stated-in-register",
        "classCode": "U",
        "group": "GRAWE",
        "groupSlug": "grawe",
        "groupPlaceholder": false,
        "groupType": "mutual-cooperative",
        "verification": "verified",
        "sourceBasis": "EIOPA Register of Insurance Undertakings export (3 Sep 2026)",
        "classBasis": "Inferred from name",
        "groupBasis": "Inferred from name",
        "lei": "52990030EUABXDBIN325",
        "nationalId": "130321963",
        "notes": null,
        "url": "https://insurers.global/insurers/bulgaria-grawe-bulgaria-jivotozastrahovane/"
      },
      {
        "slug": "croatia-grawe-hrvatska-d-d",
        "name": "GRAWE Hrvatska d.d.",
        "country": "croatia",
        "class": "not-stated-in-register",
        "classCode": "U",
        "group": "GRAWE",
        "groupSlug": "grawe",
        "groupPlaceholder": false,
        "groupType": "mutual-cooperative",
        "verification": "verified",
        "sourceBasis": "EIOPA Register of Insurance Undertakings export (3 Sep 2026)",
        "classBasis": "Inferred from name",
        "groupBasis": "Inferred from name",
        "lei": "5299008LQUWEOTO76V71",
        "nationalId": "1021",
        "notes": null,
        "url": "https://insurers.global/insurers/croatia-grawe-hrvatska-d-d/"
      },
      {
        "slug": "moldova-grawe-carat-asigurari",
        "name": "Grawe Carat Asigurari",
        "country": "moldova",
        "class": "composite",
        "classCode": "C",
        "group": "GRAWE",
        "groupSlug": "grawe",
        "groupPlaceholder": false,
        "groupType": "pan-european-group",
        "verification": "verified",
        "sourceBasis": "National Bank of Moldova, Register of professional participants in the insurance market (RPPPA) - insurance or reinsurance companies, file dated 14.09.2026, retrieved 22 Sep 2026: 9 licensed companies (plus a separate list of 9 companies whose licences were withdrawn 2014-2023)",
        "classBasis": "Register category",
        "groupBasis": "Compiled",
        "lei": null,
        "nationalId": null,
        "notes": "Registered as Întreprinderea Mixtă Compania de Asigurări ,,GRAWE CARAT ASIGURĂRI” S.A.",
        "url": "https://insurers.global/insurers/moldova-grawe-carat-asigurari/"
      },
      {
        "slug": "north-macedonia-grawe-osiguruvanje",
        "name": "Grawe osiguruvanje",
        "country": "north-macedonia",
        "class": "life",
        "classCode": "L",
        "group": "GRAWE",
        "groupSlug": "grawe",
        "groupPlaceholder": false,
        "groupType": "pan-european-group",
        "verification": "verified",
        "sourceBasis": "Insurance Supervision Agency (АСО), Регистар на друштва за осигурување (11 non-life companies) and Регистар на друштва за осигурување живот (6 life companies), retrieved 22 Sep 2026: 17 entities",
        "classBasis": "Register category",
        "groupBasis": "Compiled",
        "lei": null,
        "nationalId": null,
        "notes": "Registered as Граве",
        "url": "https://insurers.global/insurers/north-macedonia-grawe-osiguruvanje/"
      },
      {
        "slug": "romania-grawe-romania-asigurare-s-a",
        "name": "GRAWE ROMANIA ASIGURARE S.A.",
        "country": "romania",
        "class": "not-stated-in-register",
        "classCode": "U",
        "group": "GRAWE",
        "groupSlug": "grawe",
        "groupPlaceholder": false,
        "groupType": "mutual-cooperative",
        "verification": "verified",
        "sourceBasis": "EIOPA Register of Insurance Undertakings export (3 Sep 2026)",
        "classBasis": "Inferred from name",
        "groupBasis": "Inferred from name",
        "lei": "52990096QGC0U1GYKW23",
        "nationalId": "0025RO",
        "notes": null,
        "url": "https://insurers.global/insurers/romania-grawe-romania-asigurare-s-a/"
      },
      {
        "slug": "serbia-grawe-osiguranje",
        "name": "Grawe Osiguranje",
        "country": "serbia",
        "class": "composite",
        "classCode": "C",
        "group": "GRAWE",
        "groupSlug": "grawe",
        "groupPlaceholder": false,
        "groupType": "pan-european-group",
        "verification": "verified",
        "sourceBasis": "NBS Registar učesnika na tržištu osiguranja: Društva za osiguranje (16) and Društva za reosiguranje (4), with per-company detail pages (licence lines and qualifying holders), retrieved 22 Sep 2026: 20 entities",
        "classBasis": "Register category",
        "groupBasis": "Compiled",
        "lei": null,
        "nationalId": null,
        "notes": "Registered as Akcionarsko društvo za osiguranje Grawe, Beograd",
        "url": "https://insurers.global/insurers/serbia-grawe-osiguranje/"
      },
      {
        "slug": "montenegro-grawe-osiguranje",
        "name": "Grawe osiguranje",
        "country": "montenegro",
        "class": "life",
        "classCode": "L",
        "group": "GRAWE",
        "groupSlug": "grawe",
        "groupPlaceholder": false,
        "groupType": "pan-european-group",
        "verification": "verified",
        "sourceBasis": "Agencija za nadzor osiguranja (ANO, Insurance Supervision Agency of Montenegro) - “Subjekti nadzora: Društva za osiguranje”, the register of licensed insurance companies, retrieved 23 Sep 2026: 11 licensed companies (7 non-life, 4 life), each with its business name, class of insurance, licence number and date, company number and qualified holders. The page's second tab lists 2 further companies in liquidation or bankruptcy, which are not current licensees and are excluded.",
        "classBasis": "Register category",
        "groupBasis": "Compiled",
        "lei": null,
        "nationalId": null,
        "notes": "Licence 03-392/5-09 od 4.09.2009. The register names the qualified holder as Grazer Wechselseitige Versicherung AG, Graz, Austria – 100%. A separate legal entity from Grawe neživotno osiguranje AD (different PIB and licence).; Registered as Grawe osiguranje AD",
        "url": "https://insurers.global/insurers/montenegro-grawe-osiguranje/"
      }
    ]
  }
}