{
  "dataset": "Insurers Global — Insurance Companies Directory (Africa, Europe, Asia-Pacific, South America and North America)",
  "version": "2026-09-08+af188cb54143",
  "verified": "2026-09-08",
  "licence": "CC BY 4.0 — attribute KAFS North America (Kenbright Actuarial and Financial Services North America), https://insurers.global",
  "data": {
    "slug": "guinea-bissau",
    "name": "Guinea-Bissau",
    "workbookName": "Guinea-Bissau",
    "continent": "africa",
    "iso2": "GW",
    "iso3": "GNB",
    "isoNum": "624",
    "composite": null,
    "region": "west-africa",
    "regulator": {
      "name": "CIMA (regional) / Direction des Assurances",
      "acronym": "CIMA / CRCA",
      "website": "https://cima-afrique.org",
      "regime": "CIMA Code; 2013 derogation on capital and licensing requirements, extended to 31 Dec 2027",
      "registerSource": "CIMA/CRCA Décision n°017/D/CIMA/CRCA/PDT/2025 of 14 Feb 2025, 'infligeant une amende à la société GUINEBIS SA, Bissau 01 (République de Guinée-Bissau)' for late filing of its 2023 annual return (https://cima-afrique.org/wp-content/uploads/2025/03/Decision-n°017-25-Infligeant-une-amende-a-la-societe-GUINEBIS.pdf, retrieved 2026-09-26). CIMA, 'Communiqué final du Conseil des Ministres du 08 août 2024' (https://cima-afrique.org/communique-final-du-conseil-des-ministres-du-08-aout-2024/, retrieved 2026-09-26) for the derogation. ECOWAS Brown Card, Guinée-Bissau national bureau page (https://www.cartebrune.org/Guinee-Bissau.html, © 2019, retrieved 2026-09-26) lists three member insurers: GUINEBIS, SUNU ASSURANCE, NSIA ASSURANCE. WHO/Ministry of Health, Guinea-Bissau National Health Accounts 2018-2021 (https://www.afro.who.int/sites/default/files/2024-05/...GUINÉ-BISSAU_2018_2021web.pdf) names 'as seguradoras NSIA e GUINEBIS'. No count of licensed companies found."
    },
    "currency": "XOF",
    "currencies": [
      {
        "code": "XOF",
        "name": "West African CFA franc",
        "symbol": "F CFA",
        "decimalDigits": 0,
        "countries": [
          "benin",
          "burkina-faso",
          "cote-divoire",
          "guinea-bissau",
          "mali",
          "niger",
          "senegal",
          "togo"
        ],
        "usdRate": 581.92848104034,
        "usdRateYear": 2025,
        "rateSource": "https://api.worldbank.org/v2/country/{iso2}/indicator/PA.NUS.FCRF",
        "rateLicence": "CC BY 4.0",
        "rateSeen": "2026-09-09"
      }
    ],
    "total": 2,
    "byClass": {
      "general-non-life": 1,
      "composite": 1
    },
    "byGroupType": {
      "domestic-private": 1,
      "pan-african-group": 1
    },
    "verification": {
      "level": "partial",
      "basis": "register",
      "status": "Partially verified - CIMA/CRCA decision (Feb 2025) confirms GUINEBIS SA; NSIA confirmed by group and company sources only",
      "source": "CIMA/CRCA Décision n°017/D/CIMA/CRCA/PDT/2025 of 14 Feb 2025, 'infligeant une amende à la société GUINEBIS SA, Bissau 01 (République de Guinée-Bissau)' for late filing of its 2023 annual return (https://cima-afrique.org/wp-content/uploads/2025/03/Decision-n°017-25-Infligeant-une-amende-a-la-societe-GUINEBIS.pdf, retrieved 2026-09-26). CIMA, 'Communiqué final du Conseil des Ministres du 08 août 2024' (https://cima-afrique.org/communique-final-du-conseil-des-ministres-du-08-aout-2024/, retrieved 2026-09-26) for the derogation. ECOWAS Brown Card, Guinée-Bissau national bureau page (https://www.cartebrune.org/Guinee-Bissau.html, © 2019, retrieved 2026-09-26) lists three member insurers: GUINEBIS, SUNU ASSURANCE, NSIA ASSURANCE. WHO/Ministry of Health, Guinea-Bissau National Health Accounts 2018-2021 (https://www.afro.who.int/sites/default/files/2024-05/...GUINÉ-BISSAU_2018_2021web.pdf) names 'as seguradoras NSIA e GUINEBIS'. No count of licensed companies found.",
      "corrections": "Excluded: SUNU Assurances - listed on the 2019 Brown Card bureau page, but SUNU Group's current subsidiaries page (https://sunu-group.com/fr/notrereseau/filiales, retrieved 2026-09-26) lists 17 countries and no Guinea-Bissau entity; treated as no longer present or never locally licensed. 'Aliança Seguradora S.A., filial de Alliance Senegalês' appears only in a search snippet of a University of Lisbon thesis that could not be opened - unverified, excluded. No CRCA decision other than the GUINEBIS one names a Bissau company in 2017-2025. The CIMA derogation allows life insurers from other CIMA states to operate via branches; none was identified. Likely coverage: 2 of 2-3 insurers."
    },
    "marketNotes": [],
    "url": "https://insurers.global/countries/guinea-bissau/",
    "api": "https://insurers.global/api/v1/countries/guinea-bissau.json",
    "insurersApi": "https://insurers.global/api/v1/countries/guinea-bissau/insurers.json",
    "insurersPagesApi": "https://insurers.global/api/v1/countries/guinea-bissau/insurers/pages/1.json",
    "insurers": [
      {
        "slug": "guinea-bissau-guinebis-sa",
        "name": "GUINEBIS SA",
        "country": "guinea-bissau",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Parent not named in register",
        "groupSlug": null,
        "groupPlaceholder": true,
        "groupType": "domestic-private",
        "verification": "partial",
        "sourceBasis": "CIMA/CRCA Décision n°017/D/CIMA/CRCA/PDT/2025, 14 Feb 2025 (https://cima-afrique.org/wp-content/uploads/2025/03/Decision-n°017-25-Infligeant-une-amende-a-la-societe-GUINEBIS.pdf), retrieved 2026-09-26.",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": "Also written 'Guiné-Bissau Seguros S.A.'; a search excerpt says it was created by DC-L nº 1/97 (not confirmed on a primary page). Brown Card member (motor) and a health insurer per the National Health Accounts, so classed non-life; whether it writes life business is unknown. Ownership not researched (the Brown Card bureau address is c/o the state social-security institute INSPS, which does not establish ownership).",
        "url": "https://insurers.global/insurers/guinea-bissau-guinebis-sa/"
      },
      {
        "slug": "guinea-bissau-nsia-assurances-guinee-bissau",
        "name": "NSIA Assurances Guinée-Bissau",
        "country": "guinea-bissau",
        "class": "composite",
        "classCode": "C",
        "group": "NSIA Group",
        "groupSlug": "nsia-group",
        "groupPlaceholder": false,
        "groupType": "pan-african-group",
        "verification": "partial",
        "sourceBasis": "Company website 'NSIA Seguros' (https://nsiassurancesgb.com/ and /sobre-nos/, Av. Pansau Na Isna - Praça, Bissau), retrieved 2026-09-26; O Democrata GB, 27 May 2024 (https://www.odemocratagb.com/?p=48815), retrieved 2026-09-26; ECOWAS Brown Card bureau page (2019).",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": "Trades as 'NSIA Seguros'; Facebook page 'NSIA Assurances Guinée Bissau'. In the market since 2007 (O Democrata). Its site offers both life (savings, education, end-of-career) and non-life (motor, health, liability, travel) products, so classed composite; the CIMA derogation lets life business run through branches, so the life line may be a branch of another NSIA company - unconfirmed. Exact registered name not seen in an official document.",
        "url": "https://insurers.global/insurers/guinea-bissau-nsia-assurances-guinee-bissau/"
      }
    ]
  }
}