{
  "dataset": "Insurers Global — Insurance Companies Directory (Africa, Europe, Asia-Pacific, South America and North America)",
  "version": "2026-09-08+af188cb54143",
  "verified": "2026-09-08",
  "licence": "CC BY 4.0 — attribute KAFS North America (Kenbright Actuarial and Financial Services North America), https://insurers.global",
  "data": {
    "slug": "cuba",
    "name": "Cuba",
    "workbookName": "Cuba",
    "continent": "north-america",
    "iso2": "CU",
    "iso3": "CUB",
    "isoNum": "192",
    "composite": null,
    "region": "central-america-and-caribbean",
    "regulator": {
      "name": "Superintendencia de Seguros (Ministerio de Finanzas y Precios)",
      "acronym": "SSC",
      "website": "https://mfp.gob.cu",
      "regime": "Decreto-Ley No. 177 of 1997 on insurance and insurance entities; Superintendencia de Seguros supervision",
      "registerSource": "Ministerio de Finanzas y Precios, \"Superintendencia seguros\", https://www.mfp.gob.cu/nosotros/seguros.php, retrieved 2026-09-26 (functions and DL 177; names no entities; says the Superintendencia keeps the registry of insurance entities); MFP, \"Nota Informativa del Grupo de Seguros y Servicios Financieros de Cuba, OSDE CAUDAL. S.A\" (July 2021), https://www.mfp.gob.cu/noticia/673, retrieved 2026-09-26 — names ESEN and ESICUBA as the group's insurers; EcuRed, \"Superintendencia de Seguros de Cuba\", https://www.ecured.cu/Superintendencia_de_Seguros_de_Cuba, retrieved 2026-09-26 — names three direct insurers (ESICUBA, ESEN, Aseguradora del Turismo La Isla S.A.)."
    },
    "currency": "CUP",
    "currencies": [
      {
        "code": "CUP",
        "name": "Cuban peso",
        "symbol": "$MN",
        "decimalDigits": 2,
        "countries": [
          "cuba"
        ],
        "usdRate": null,
        "usdRateYear": null,
        "rateSource": null,
        "rateLicence": null,
        "rateSeen": null
      }
    ],
    "total": 2,
    "byClass": {
      "composite": 1,
      "general-non-life": 1
    },
    "byGroupType": {
      "state-owned-parastatal": 2
    },
    "verification": {
      "level": "partial",
      "basis": "register",
      "status": "Partially verified - the two active insurers named by the Ministerio de Finanzas y Precios; the Superintendencia's registry of authorised entities is not published",
      "source": "Ministerio de Finanzas y Precios, \"Superintendencia seguros\", https://www.mfp.gob.cu/nosotros/seguros.php, retrieved 2026-09-26 (functions and DL 177; names no entities; says the Superintendencia keeps the registry of insurance entities); MFP, \"Nota Informativa del Grupo de Seguros y Servicios Financieros de Cuba, OSDE CAUDAL. S.A\" (July 2021), https://www.mfp.gob.cu/noticia/673, retrieved 2026-09-26 — names ESEN and ESICUBA as the group's insurers; EcuRed, \"Superintendencia de Seguros de Cuba\", https://www.ecured.cu/Superintendencia_de_Seguros_de_Cuba, retrieved 2026-09-26 — names three direct insurers (ESICUBA, ESEN, Aseguradora del Turismo La Isla S.A.).",
      "corrections": "Two insurers. Aseguradora del Turismo La Isla S.A. is excluded: it operated from 1996 and was liquidated in 2003, with ESICUBA assuming its obligations (EcuRed / search sources). Intermar S.A., Asistur, Rado y Asociados and Conavana S.A. are auxiliary, assistance, consulting or appraisal entities, not insurers, and are excluded, as are brokers. No separate Cuban reinsurer was found; ESICUBA writes reinsurance. No private, cooperative or foreign insurer authorisation was found. Coverage likely complete for direct insurers, but no official register was retrieved."
    },
    "marketNotes": [],
    "url": "https://insurers.global/countries/cuba/",
    "api": "https://insurers.global/api/v1/countries/cuba.json",
    "insurersApi": "https://insurers.global/api/v1/countries/cuba/insurers.json",
    "insurersPagesApi": "https://insurers.global/api/v1/countries/cuba/insurers/pages/1.json",
    "insurers": [
      {
        "slug": "cuba-empresa-de-seguros-nacionales",
        "name": "Empresa de Seguros Nacionales",
        "country": "cuba",
        "class": "composite",
        "classCode": "C",
        "group": "Government of Cuba",
        "groupSlug": null,
        "groupPlaceholder": false,
        "groupType": "state-owned-parastatal",
        "verification": "partial",
        "sourceBasis": "MFP noticia 673 (https://www.mfp.gob.cu/noticia/673) and EcuRed \"Empresa de Seguros Nacionales\" (http://www.ecured.cu/index.php/Empresa_de_Seguros_Nacionales), retrieved 2026-09-26",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": "ESEN; created 22 December 1978 as Empresa del Seguro Estatal Nacional, renamed Empresa de Seguros Nacionales in 2004; life and property cover for individuals and legal entities, notably agricultural insurance; member of OSDE CAUDAL, S.A.",
        "url": "https://insurers.global/insurers/cuba-empresa-de-seguros-nacionales/"
      },
      {
        "slug": "cuba-seguros-internacionales-de-cuba-s-a",
        "name": "Seguros Internacionales de Cuba, S.A.",
        "country": "cuba",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Government of Cuba",
        "groupSlug": null,
        "groupPlaceholder": false,
        "groupType": "state-owned-parastatal",
        "verification": "partial",
        "sourceBasis": "ESICUBA website title (https://www.esicuba.cu/), MFP noticia 673 (https://www.mfp.gob.cu/noticia/673) and EcuRed \"ESICUBA\" (https://www.ecured.cu/ESICUBA), retrieved 2026-09-26",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": "ESICUBA; founded 9 April 1963; all classes except life, motor and agricultural, plus reinsurance and bonding (EcuRed); EcuRed calls it an empresa mixta and gives the legal name as \"Empresa de Seguros Internacionales de Cuba, S.A.\"; member of OSDE CAUDAL, S.A.",
        "url": "https://insurers.global/insurers/cuba-seguros-internacionales-de-cuba-s-a/"
      }
    ]
  }
}